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The PecuSavvy Wealth Readiness Quiz

How financially ready are you — really?

A 17-question self-assessment across 5 pillars of financial health

Tax • Cash Flow • Investments • Protection • Legacy

Takes 3–5 minutes • Get your score at the end

FOR BUSINESS OWNERS

Is Your Money Working as Hard as You Are?

A Financial Self-Assessment for Business Owners

You’ve built something real. Revenue is coming in, your team is growing, and you’re reinvesting in the business every quarter. But here’s a question worth sitting with:

Is your personal financial life growing at the same pace as your business?

Many of the most successful business owners we speak with in El Paso share a common blind spot: their business is thriving, but their personal wealth strategy hasn’t kept up. Taxes eat more than they should. Cash sits idle. Insurance hasn’t been reviewed in years. And an estate plan? Still on the to-do list.

This quiz is designed to give you an honest snapshot of where you stand across five pillars that determine long-term financial health: tax efficiency, cash flow and capital, investments, risk protection, and legacy planning.

There are no trick questions and no sales pitch inside the quiz. Answer each question honestly — Yes, Partially, or No — and your score at the end will tell you exactly where to focus your energy.

Takes 3–5 minutes. 17 questions. You might be surprised by what you find.

FOR PHYSICIANS & HEALTHCARE PROFESSIONALS

You've Mastered Your Craft. What About Your Finances?

A Financial Self-Assessment for Physicians & Healthcare Professionals

You spent over a decade training to be exceptional at what you do. But no one taught you how to manage a six-figure income, navigate physician-specific tax strategies, or build a financial plan that actually keeps pace with your life.

You're earning well. But are you building wealth as efficiently as you could be?

Physicians face financial complexity that most advisors aren’t built for: high tax exposure from day one, compressed savings timelines after years of training, practice ownership considerations, student loan decisions, and an income that — if unprotected — represents decades of irreplaceable earning potential.

This quiz helps you see your full financial picture in 3–5 minutes. It covers the five areas that matter most: how efficiently you’re managing taxes, how your cash and capital are working for you, whether your investments are truly aligned with your goals, how well your income and assets are protected, and whether you have a legacy plan in place.

Answer each question honestly — Yes, Partially, or No — and your score will show you exactly where the gaps are.

17 questions. 3–5 minutes. A clearer picture of where you stand.

THE QUIZ — 17 QUESTIONS

Total Score: 0 / 34

SCORING GUIDE — WHERE DO YOU STAND?

< Scroll Left/Right >

Score

Rating

Score

28–34

Wealth Ready

Your financial foundation is strong across most or all pillars. You’re being intentional — and it shows. A second set of expert eyes can help you identify refinements, optimize for taxes, and make sure your plan evolves as your life does.

20–27

On Track

You have solid pieces in place, but there are meaningful gaps worth addressing. One or two pillars likely need attention — and closing those gaps now can significantly impact your long-term results. A coordinated review would be valuable.

12–19

At Risk

Several areas of your financial plan are underbuilt or unexamined. You may be leaving significant money on the table — in taxes, investment costs, or unprotected income. A structured planning conversation is strongly recommended.

0–11

Action Needed

Your financial plan has critical gaps that could cost you significantly over time. This isn’t a judgment — it’s an opportunity. Most of these areas are fixable with the right strategy and guidance. Now is the time to take action.

PILLAR-BY-PILLAR READING

Don’t stop at your total. Look at each pillar individually — a high total score can mask a weak spot in one area that matters a great deal. If any pillar scored 2 or below out of its maximum, that’s your starting point.

< Scroll Left/Right >

Pillar

Max Score

Score 2 or Below = Priority Focus

1 — Tax Efficiency

8

Tax strategy review, retirement plan audit, coordination with CPA

2 — Cash Flow & Capital

6

Cash allocation strategy, reserve planning, liquidity review

3 — Investments

8

Portfolio review, fee audit, goal alignment assessment

4 — Risk & Protection

6

Insurance review, disability and life coverage analysis

5 — Legacy

6

Estate plan creation or update, beneficiary and trust review

WHAT'S YOUR NEXT STEP?

Your Score Is a Starting Point — Not a Final Verdict.

Here's how to turn it into a plan.

Every score on this quiz — from the highest to the lowest — points to the same thing: a financial plan that’s worth looking at closely. The difference between where you are and where you want to be is usually not a dramatic overhaul. It’s a handful of coordinated, strategic decisions made with the right guidance.

At PecuSavvy Financial, we work with business owners and physicians in El Paso who are ready to get serious about building and protecting their wealth — not someday, but now. As CFP® and CPWA® certified fiduciaries, we don’t sell products or collect commissions. We build comprehensive financial plans centered entirely on your goals.

Not sure what to do with your score? Here's a guide:

01

Scored 28–34 (Wealth Ready):

Let's do a comprehensive review to confirm your plan is optimized and identify any refinements. Even strong plans benefit from a fresh perspective.
02

Scored 20–27 (On Track):

Let's identify which pillars are holding you back and build a targeted action plan. A few focused moves can make a significant difference.
03

Scored 12–19 (At Risk):

Let's prioritize your gaps and create a structured roadmap. You likely have specific areas costing you real money — we'll find them and fix them.
04

Scored 0–11 (Action Needed):

Let's start from the ground up. A comprehensive financial plan is the most important investment you can make right now. We'll walk you through every step.

Book Your Free 15-Minute Wealth Readiness Call

Mention your quiz score and we’ll focus the conversation on your lowest-scoring pillars.

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PecuSavvy Financial is a financial planning and wealth management firm in El Paso, Texas proving strategic financial planning for business owners, high-income earners, retirees, families, and busy professionals. We simplify complex decisions with personalized guidance that protects your wealth and helps you achieve long-term goals.

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