A 17-question self-assessment across 5 pillars of financial health
You’ve built something real. Revenue is coming in, your team is growing, and you’re reinvesting in the business every quarter. But here’s a question worth sitting with:
Many of the most successful business owners we speak with in El Paso share a common blind spot: their business is thriving, but their personal wealth strategy hasn’t kept up. Taxes eat more than they should. Cash sits idle. Insurance hasn’t been reviewed in years. And an estate plan? Still on the to-do list.
This quiz is designed to give you an honest snapshot of where you stand across five pillars that determine long-term financial health: tax efficiency, cash flow and capital, investments, risk protection, and legacy planning.
There are no trick questions and no sales pitch inside the quiz. Answer each question honestly — Yes, Partially, or No — and your score at the end will tell you exactly where to focus your energy.
Physicians face financial complexity that most advisors aren’t built for: high tax exposure from day one, compressed savings timelines after years of training, practice ownership considerations, student loan decisions, and an income that — if unprotected — represents decades of irreplaceable earning potential.
This quiz helps you see your full financial picture in 3–5 minutes. It covers the five areas that matter most: how efficiently you’re managing taxes, how your cash and capital are working for you, whether your investments are truly aligned with your goals, how well your income and assets are protected, and whether you have a legacy plan in place.
Answer each question honestly — Yes, Partially, or No — and your score will show you exactly where the gaps are.
17 questions. 3–5 minutes. A clearer picture of where you stand.
Don’t stop at your total. Look at each pillar individually — a high total score can mask a weak spot in one area that matters a great deal. If any pillar scored 2 or below out of its maximum, that’s your starting point.
Every score on this quiz — from the highest to the lowest — points to the same thing: a financial plan that’s worth looking at closely. The difference between where you are and where you want to be is usually not a dramatic overhaul. It’s a handful of coordinated, strategic decisions made with the right guidance.
At PecuSavvy Financial, we work with business owners and physicians in El Paso who are ready to get serious about building and protecting their wealth — not someday, but now. As CFP® and CPWA® certified fiduciaries, we don’t sell products or collect commissions. We build comprehensive financial plans centered entirely on your goals.
Mention your quiz score and we’ll focus the conversation on your lowest-scoring pillars.